The Ontario Energy and Property Tax Credit for 2025 is a crucial financial support system that was designed to help low- and moderate-income Ontario residents pay their property taxes and cover energy costs. This monthly credit of $106.91 is part of the Ontario Trillium Benefit Program, administered by Canada Revenue Agency for the provincial government.
This credit is a combination of energy tax and property tax, and offers eligible residents up $1,283 per year for non-seniors, and up to $1.461 annually for seniors 65 years and older. Ontario residents who want to maximize the tax benefits they can receive and reduce their housing-related financial burden must understand eligibility criteria, the application process and payment schedule.
$106.91 Ontario Energy and Property Tax Credit 2025
The Canada OEPTC is useful in reducing the costs associated with energy taxes, property taxes and other related expenses. The Ontario Trillium Benefits are the basis of this scheme and the amounts will be allocated according to that.
The program distributes the amount based on the family’s net income, the age of the grantee and other factors. The amount can be received by the recipients after they fill out the 2024 income tax return file, which is available at the official website.
Ontario Energy and Property Tax Credit : Overview
| Department | Canada Revenue Agency |
| Article Name | Tax Credit for Energy and Property in Ontario – $106.91 |
| Amount | $106.91 |
| Beneficiary | All Canadian taxpayers |
| Objectives | The CRA has provided economic assistance to its taxpayers |
| Frequency | Monthly |
| Official Website | https://www.canada.ca/ |
Ontario Energy and Property Tax Credit Eligibility Requirements
Ontario residents must meet certain criteria in order to be eligible for the OEPTC 2025 program. These include basic residency and age requirements.
Basic Qualification Criteria
The applicant must have been an Ontario resident on December 31, 2024 and meet at least one condition before June 1, 2026. They must be 18 or older, be married, in a relationship with a partner, or a parent living or having lived previously with their child. Residents must also maintain Ontario residency at the beginning of each month in order to receive their benefit.
Housing and Tax Requirements
In order to be eligible for 2024, applicants must meet at least one housing condition: they have paid property taxes on their Ontario principal residence, they rent an apartment where the landlord pays property taxes, they live in a reserve, and pay home energy costs or in long-term care facilities, make accommodation payments. This ensures that the credit is only given to residents who are truly burdened by property taxes or energy costs.
Credit Components & Maximum Amounts
The OEPTC is composed of two components that provide comprehensive assistance for energy and property taxes expenses.
| Component | Non-Seniors (18-64) | Seniors (65+ years old) |
| Component Energy | $285 | $285 |
| Property Tax Component | $998 | $1,176 |
| Total Maximum Credit | $1,283 | $1,461 |
Residents living in public or reserved long-term care homes receive amounts up to $285. Residents who live in college, university or private school residences get $25.
Application Process of $106.91 Ontario Energy and Property Tax Credit 2025
Filing Requirements
- To claim the OEPTC for 2025, you must file a 2024 tax return and claim your benefits.
- You must complete the ON-BEN form (Application for 2025 Ontario Trillium benefit and Ontario Senior Homeowners Property Tax Grant).
- The completed form must be attached to the tax return at the time of submission
- Even those with no income to report must complete the form
- To receive timely payments, you must file your tax return by April 30th 2025.
- On Form ON-BEN, place a check mark next to box 61020.
Providing the following information
You must provide specific financial data on the Form ON-BEN
- Enter the amount paid as rent for your principal residence in the box 61100
- Enter the amount of property tax paid in box 61120.
- Enter the amount for home energy costs of residents in the Reserve: box 61210
- Enter the amount for accommodation costs of long-term residents in the box 61230
- Keep receipts but do not submit them with your application
- You must complete parts A and B, as well as Part C if necessary.
- Enter only the amount paid by the municipality if the municipality allows deferral.
- If you will be living in a designated Ontario university or college residence, or a private school in 2024, check the box 61140.
Married Couples
- If both spouses qualify, either spouse can apply on behalf of both individuals
- The application must be submitted by both spouses if only one spouse will be 64 years old or older at the end of December 2024.
- OEPTC applications must be submitted by the same person as other Ontario credits.
- You must provide the partner’s Net Income on your application
- Couples only need to submit one application for both spouses.
- The application coordinator must make sure that all information required for both spouses are included
Ontario Energy and Property Tax Credit Payment and Delivery
2025 Payment Schedule
Payments for 2025 OEPTC begin on July 10th, 2025. For returns assessed before June 19, 2025. The first payment for late-filed returns is made within 4-8 weeks of assessment. This includes retroactive amounts.
Those who receive their tax refunds by direct deposit will automatically receive OEPTC payment through this method. Others receive payments via mail. The credit is combined along with other Ontario credits to create a single Ontario Trillium benefit payment.
Payment Options
Annual entitlements above $360 can be paid in monthly installments starting July 2025, or as a lump-sum on June 10, 2026. Those with entitlements below $360 will receive a payment of $360.
The Ontario Energy and Property Tax Credit is a vital financial lifeline to qualifying Ontario residents. It offers up to $1461 per year to offset property taxes and energy costs. This credit is available to low- and medium-income households who qualify. The ON-BEN application form, along with the monthly payments starting in July 2025 makes it easy for them to apply. The OEPTC, with its tax-free status, and integration into Ontario Trillium Benefit System, represents an important component of Ontario’s commitment towards supporting residents who face housing affordability challenges. By filing your 2024 tax return before April 30, 2020, you can maximize the financial relief that is available to Ontario families who qualify.
FAQs
Can I still apply even if I forgot the OEPTC in my original tax return.
Yes, eligible residents may request adjustments via the CRA My Account service by submitting Form t1-adj (T1 adjustment request) or by sending a letter signed to their tax center requesting that the OEPTC for 2025 be added to their return of 2024. Adjustment requests must be accompanied by the completed Form ONBEN, as well as supporting documentation.
Is the OEPTC a tax or a government benefit?
The OEPTC does not include taxable income and is tax-free. Payments may be used to settle outstanding CRA debts and family support arrears, before they are issued to the recipients. The credit has no impact on other federal or province benefits.
What happens if you move during your benefit year?
To receive the benefit for that month, recipients must be residents of Ontario on the first payment day. If you move out of Ontario, your eligibility for future payments is permanently eliminated. However, temporary moves within Ontario do not affect eligibility so long as your principal residence remains in Ontario.
